Step 1: Recognize Eligible Mental Health Disorders

Qualifying disorders in Alabama include:

• Major depressive disorder, bipolar disorder, schizophrenia, PTSD, and anxiety disorders.
• Conditions must cause significant functional impairment affecting work abilities.
• Diagnosis from a licensed psychiatrist or psychologist is essential.

Step 2: Meet the SSA's Duration Requirement

Your mental condition must:

• Be expected to last at least 12 months or result in death.
• Include consistent medical treatment records showing ongoing symptoms.
• Show documented limitations in daily living and work-related functioning.

Step 3: Satisfy Work History and Credit Rules

Eligibility depends on:

• Sufficient work credits earned from paying Social Security taxes.
• Credit requirements vary based on your age when disability began.
• Most claimants need about 20 credits earned in the past 10 years.

Step 4: Understand the SSA's Disability Assessment

The SSA will review:

• Medical evidence and clinician statements assessing severity.
• Ability to perform work tasks including mental and emotional demands.
• Whether you can adapt to any work environment or perform other jobs.

Common Reasons for Claim Denial

Watch out for:

• Lack of adequate documentation from treating mental health professionals.
• Mild or temporary symptoms not meeting SSA’s strict disability standards.
• Missing required medical evaluations or failing SSA examinations.
• Insufficient work credits or gaps in your employment history.