Understanding SSDI Eligibility in Alabama

Before filing your application, make sure you meet the Social Security Administration’s (SSA) eligibility requirements. To qualify for SSDI benefits, you must:

• Have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• Have earned enough work credits through jobs where you paid Social Security taxes.
• Be under full retirement age when applying.

The SSA uses a strict definition of “disability,” meaning you must prove that you can’t perform substantial gainful activity (SGA) due to your medical condition.

Step 1: Gather All Required Information

Before starting your SSDI application, collect all the documents you’ll need to avoid delays or missing information. Prepare the following:

• Your Social Security number and birth certificate.
• Medical records, including doctor’s reports, test results, and hospital notes.
• A list of doctors, clinics, and hospitals that treated you, with contact details.
• A summary of your work history for the last 15 years.
• Recent W-2 forms or self-employment tax returns.

Having these documents ready helps ensure your application is complete and accurate from the start.

Step 2: Apply for SSDI

You can apply for SSDI in Alabama through one of three methods:

1. Online:
   Go to www.ssa.gov and complete the online disability application. This is often the fastest and most convenient option.
2. By Phone:
   Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to start your application over the phone.
3. In Person:
   Visit your local Social Security office in Alabama. Offices are located throughout the state, including in Birmingham, Montgomery, Mobile, Huntsville, and Tuscaloosa. You can find the nearest one using the SSA’s online Office Locator.

Step 3: Fill Out the Application Carefully

Be sure to provide complete and truthful information on your application. The SSA will ask for details about your medical condition, work history, and income. Mistakes or missing information can cause delays or denials.

Tips for completing your application:

• Use clear and consistent medical information that matches your doctor’s records.
• Be specific about how your disability limits your daily activities and ability to work.
• List all medications and treatments you’ve received.

Step 4: Cooperate with the SSA’s Review Process

Once your application is submitted, the Disability Determination Service (DDS) in Alabama will review your medical evidence and work history. They may:

• Request additional medical records.
• Schedule a consultative examination with an SSA-appointed doctor.
• Contact you for clarification or updates.

Respond promptly to all SSA requests to avoid unnecessary delays.

Step 5: Check Your Application Status

You can track your SSDI application status at any time by:

• Creating a mySSA account at www.ssa.gov/myaccount.
• Calling the SSA office directly.
• Visiting your local SSA office in Alabama.

Applications typically take three to six months to process, depending on the complexity of your case and the completeness of your documentation.

Step 6: Prepare for a Possible Denial

Many initial SSDI applications are denied, even for qualified applicants. If you receive a denial letter, don’t be discouraged—you have the right to appeal. The first step is filing a Request for Reconsideration within 60 days.



If denied again, you can request a hearing before an Administrative Law Judge (ALJ) in Alabama. Having strong medical evidence and updated records can significantly improve your chances at this stage.